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Take the Fair Housing Compliance Quiz

Assess Your Understanding of Housing Regulations

Difficulty: Moderate
Questions: 20
Learning OutcomesStudy Material
Colorful paper art depicting elements related to Fair Housing Compliance Quiz.

Ready to gauge your fair housing compliance knowledge? This free compliance quiz offers 15 targeted multiple-choice questions designed for real estate professionals, property managers, and legal students to reinforce understanding of housing laws. Take on scenarios from protected classes to application of exemptions, and uncover your strengths. Share your score with colleagues or explore the Employee Housing Policy Knowledge Test, then customise questions in our editor for personalised practice. Check out more quizzes to sharpen your compliance skills and stay current in regulations.

Which of the following is a protected class under the Fair Housing Act?
Age
Educational attainment
Race
Income level
Race is explicitly protected under the Fair Housing Act, while attributes such as age, income, or education are not covered. The Act protects race, color, religion, sex, familial status, national origin, and disability.
Which federal law specifically prohibits discrimination in the sale, rental, and financing of housing?
Fair Housing Act
Title VII of the Civil Rights Act
Americans with Disabilities Act
Civil Rights Act of 1964
The Fair Housing Act is the federal law that addresses discrimination in housing transactions. Other laws like the Civil Rights Act and ADA cover different contexts such as employment or disability access in public accommodations.
A landlord refuses to rent to a qualified applicant who uses a wheelchair. This action is best defined as:
Blockbusting
Steering
Disparate treatment
Redlining
Refusing to rent to someone because of a disability is a clear example of disparate treatment, which is intentional discrimination. Redlining, steering, and blockbusting involve different practices related to location or influence rather than direct refusal.
What is "steering" in the context of fair housing?
Charging different rents for different groups
Directing prospective tenants to specific neighborhoods based on protected characteristics
Refusing to insure properties in certain areas
Offering incentives for a quick sale
Steering involves guiding home seekers toward or away from particular areas because of their race or other protected characteristic. This practice perpetuates segregation and is prohibited by the Fair Housing Act.
A tenant with a documented mental disability requests to keep an emotional support animal in a no-pet building. Under the Fair Housing Act, the landlord must:
Refuse the request because of the pet policy
Provide a reasonable accommodation and allow the animal
Require the tenant to remove the animal during peak hours
Charge a higher pet fee
Emotional support animals are covered under reasonable accommodation provisions for individuals with disabilities. The landlord must make exceptions to the no-pet policy unless it imposes an undue financial or administrative burden.
A landlord refuses to rent to a woman because she wears a hijab. Which protected characteristic is implicated?
Sex
Color
National origin
Religion
Refusing to rent based on wearing a hijab is discrimination based on religion. The Fair Housing Act protects individuals from discrimination on the basis of religious beliefs and practices.
Which scenario is exempt from the Fair Housing Act's advertising provisions?
A real estate agent advertises a three-unit building for rent
A landlord uses an online platform to rent out ten apartments
A corporation lists a newly built condominium complex
An owner-occupant sells his own single-family home without a broker
Owner-occupants selling their own single-family home without using a real estate professional are exempt from advertising provisions. Larger or brokered transactions remain fully subject to the Fair Housing Act.
A landlord requires voucher holders to pay a $1,000 security deposit while others pay $500. Under federal law, this policy is:
Automatically violates reasonable accommodation rules
A form of disparate treatment based on income
A violation because source of income is a protected class
Allowed because source of income is not a federal protected class
Source of income, such as housing vouchers, is not a protected class under the federal Fair Housing Act, so setting different deposit requirements is generally allowed. However, some states or localities may have additional protections.
Which term describes a housing policy that appears neutral but disproportionately harms a protected group?
Disparate impact
Familial status bias
Redlining
Disparate treatment
Disparate impact refers to a neutral policy or practice that has a disproportionately adverse effect on a protected class. This theory focuses on outcomes rather than intent.
A deaf tenant requests installation of visual fire alarms. This request is considered:
An unreasonable burden automatically
A reasonable accommodation under the Fair Housing Act
Outside the scope of disability protections
A request that can be denied because it alters common areas
Installing a visual alarm is a reasonable accommodation for a tenant with a hearing disability. Landlords must grant such requests unless they cause undue hardship or fundamental alteration.
To qualify as a 55+ senior housing community under the Act, a development must have at least:
60% of residents aged 62 and over
100% of residents aged 55 or older
80% of units occupied by at least one person aged 55 or older
50% of residents aged 65 or older
Senior housing exemption applies when at least 80% of units are occupied by at least one person aged 55 or older. This allows communities to lawfully limit occupancy to seniors.
An advertisement stating "Ideal for singles, no children please" violates which protected class?
Sex
Familial status
Disability
Marital status
Stating "no children" discriminates against families with children, which is prohibited under the familial status protection of the Fair Housing Act. Marital status is not covered at the federal level.
Which tenant interview question is permissible under the Fair Housing Act?
What religion do you practice?
Do you have children under 18?
What is your race?
What is your sexual orientation?
Sexual orientation is not a protected class under the federal Fair Housing Act, so the Act does not prohibit such inquiries. Asking about religion, race, or familial status (children) is restricted.
A landlord allows dogs but refuses emotional support animals. This refusal is:
Permissible under the no-pet policy
An undue hardship for the tenant
A violation of occupancy standards
A failure to provide reasonable accommodation
Emotional support animals are considered a reasonable accommodation for tenants with disabilities and must be allowed even if pets are generally prohibited. Refusal violates the Fair Housing Act.
Which buildings must comply with the Fair Housing Act's accessibility requirements?
Multifamily dwellings with elevators built after March 13, 1991
All buildings constructed before 1968
Commercial office buildings under lease
Single-family homes sold by private owners
Multifamily dwellings with elevators built after March 13, 1991, must include specific accessibility features. These requirements do not apply to older buildings or private single-family home sales.
What is "redlining" in housing discrimination?
Charging higher interest rates based on credit score
Steering clients to specific blocks
Setting occupancy limits unfairly
Refusing to finance or insure properties in certain neighborhoods due to racial or economic makeup
Redlining occurs when lenders or insurers refuse or limit services in neighborhoods based on racial or economic factors. This practice perpetuates segregation and is prohibited under various fair housing laws.
Refusing to rent to someone because their spouse is HIV-positive is an example of:
Disparate treatment
Associational discrimination
Blockbusting
Disparate impact
Refusing housing due to association with a person who has a disability is called associational discrimination. It is illegal to discriminate against individuals because of their relationships with protected persons.
Which of these is NOT required under the Fair Housing Act's design and construction guidelines for covered multifamily housing?
Unisex bathroom facilities in each unit
Doors providing a 32-inch clear opening
An accessible route to public and common areas
Accessible building entrance
The Act does not mandate unisex bathrooms in each unit. It does require accessible routes, entrances, and door clearances to accommodate individuals with disabilities.
Which characteristic is NOT protected under the federal Fair Housing Act?
National origin
Sexual orientation
Color
Disability
Sexual orientation is not included among the seven protected classes in the federal Fair Housing Act, whereas national origin, color, and disability are protected.
A landlord requires cohabiting tenants to provide a marriage certificate. Under the Fair Housing Act, this policy is:
Illegal because it discriminates on the basis of familial status
Illegal because marital status is a protected class
Legal only if applied to all tenants equally
Legal because marital status is not a protected class
Marital status is not a protected characteristic under the federal Fair Housing Act, so requiring a marriage certificate is not a violation. Familial status protection applies to families with children, not marital status.
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Learning Outcomes

  1. Analyse case scenarios for discrimination risks
  2. Identify prohibited housing practices and biases
  3. Apply Fair Housing Act standards to real-world situations
  4. Demonstrate knowledge of protected classes and exceptions
  5. Evaluate compliance strategies to prevent violations

Cheat Sheet

  1. Protected Classes under the Fair Housing Act - The Act shields seven essential groups - race, color, national origin, religion, sex (including gender identity and sexual orientation), familial status, and disability. Recognizing these categories helps you identify unfair treatment in housing. HUD's Fair Housing Act Overview
  2. Prohibited Housing Practices - Learn which actions are illegal, such as refusing to rent or sell, imposing different terms, or lying about availability based on someone's protected status. Spotting these tactics is key to preventing discrimination. HUD's Fair Housing Act Overview
  3. Reasonable Accommodations & Modifications - Understand how tenants with disabilities can request changes like grab bars or service animals. Knowing these rights ensures everyone has equal access to housing. HUD's Fair Housing Act Overview
  4. Fair Housing Exemptions - Discover when the Act doesn't apply, such as owner-occupied buildings with four units or single-family homes sold without a broker. These exceptions clarify where protections kick in - and where they don't. HUD's Fair Housing Act Overview
  5. Real-World Discrimination Case Studies - Dive into true stories that illustrate how discrimination happens in the field. Analyzing these scenarios sharpens your ability to spot and challenge unlawful behavior. HUD's Fair Housing Act Overview
  6. Filing a Housing Discrimination Complaint - Learn the step-by-step process to report unfair treatment, from gathering evidence to submitting your claim. Knowing what to expect empowers you to take action confidently. HUD's Fair Housing Rights and Obligations
  7. Penalties & Consequences - Explore the fines, damages, and required training that violators may face. Understanding the stakes highlights why compliance is crucial. HUD's Fair Housing Rights and Obligations
  8. HUD's Enforcement Role - Get to know how the Department of Housing and Urban Development investigates complaints and enforces fair housing laws. Their oversight ensures that rights are upheld nationwide. HUD's Fair Housing Rights and Obligations
  9. Connections to Other Civil Rights Laws - See how the Fair Housing Act links to the Civil Rights Act of 1964 and the Americans with Disabilities Act. A broad perspective strengthens your grasp of housing and civil rights protections. HUD's Fair Housing and Related Laws
  10. Best Practices for Compliance - Discover strategies like regular staff training, robust policies, and routine audits to prevent violations. Proactive measures keep your operations fair and lawful. HUD's Fair Housing and Related Laws
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